The first question is: Will the mount's stats add towards the player's stats when on foot, i.e in a cave.
The second is: How come the lvl22 mount is cheaper than the lvl35 mount, even when they have the exact same stats i.e. whitetiger - lvl22 ac/amc 2-3 12,000
whitewolf - lvl35 ac/amc 2-3 17,000