Finance / Monthly Payment PC's

[Tom27]

Any recommandations on websites which do monthly payment's for PC's / Laptops?

I'm looking to spend around £20 per month, and hopefully with a low deposit (or no deposit at all)
I have found 1 website (PC Specialist), and they do pretty decent computers for a low monthly price.
However; they are wanting high amounts of deposit first.

Cheers in advance

 

[Far]

I believe you can rent a computer from PCWorld, with very low monthly payments - one of my friends is doing it at the moment.

Simply means you rent it for 3 years until its outdated, give it back to them and do it again - you usually end up just paying the full cost of the computer over the term so you're not losing out.

 

[Tom27]

I guess renting is kinda rubbish in the long run, because in the end the PC isn't yours I believe?
The PC specialists were good, but they were wanting a £100 deposit before purchase which kinda defeats the object of "finance" ;/

Pretty decent computers though.

 

[Far]

Well not really,

If the computer you're buying is £500,

you could buy it on finance for £700 (including interest) - then sell it when it becomes outdated for next to nothing, having to then pay another £700 for the next computer you get.

or you could rent it for the price it actually is (£500), and exchange it for a new computer when it becomes outdated.

As computers lose value and become outdated so quickly i'd rather rent it for the period its fast, instead of having to buy a 3 year finance and have to make payments even when it's outdated and past it's time to get a new one.

That make sense?

 

[Tom27]

Ah right I see yeah.
I'll do a few price comparisons now.

Cheers

 

[Far]

If you are wanting to finance it, ebuyer does a 19.5% apr finance, with only 10% down - over either 24 or 12 months.

 

[Skyline]

http://www.cyberpowersystem.co.uk/

 

[Tom27]

Cheers I'll check that out now too

EDIT:
This website gives you alot more value for money than PC Specialist does.

---------- Post Merged at 07:24 PM ---------- Previous Post was at 06:17 PM ----------

I did manage to find a PC which I liked, however;
The finance company that cyberpowersystems use have ridiculous VAT rates.

My total went from £789.60 up to £1,380+.
They wanted a £89 deposit and a £700 final payment >.<

 

[JealY]

I believe Scan do finance if you're able to build it yourself.

 

[Tom27]

Sadly not, I'm hopeless with that kind of thang :zz
Although I'm still looking for that special website ...