Insurance prices - Seriously high.

[Shady]

well some of you may or may not know , passed me test on tues so thought i would check out some insurances prices on some cheap lil cars.

i checked when i turned 21 for what prices would be if i actualy passed my test ( this was 4 months a go )
went on swiftcover and got a quote for 1300 fully comp on a corsa 1L , i thought thats ok i suppose (long story short thats cheapest quote i fond anywhere)

so now i passed i checked again , swiftcover wont insure me on a polo 1L or corsa 1L (quote declined)

and compare sites want 1900 pound , thats for the corsa and for the polo cheapest was 3 grand!!

most expensive quote was 6 grand for the corsa 3rd part fire n theft lol!

so my point of thread anyone know what a cheap car to buy and insure would be lol.

thanks alot.

Shady

 

[Prai]

Well first of all, Insurance has gone way up since last year. Way up...

That 1.9g is probably what your gonna be quoted.

 

[FUTURA]

Admiral Multicar Insurance. Get your whole family involved it saved me over a £1000 overall, and a few of my pals have followed suit. Or you could become a named driver underneath someone with more experience and thus a lower quote, say one of your parents, which would cost less but if you do that do it with Direct Line because they offer no-claims for all their named drivers too.

But I think Prai is right, as a first time driver 1.9 in this current climate is probably gonna be the best you'll get for first named driver fully comp.

 

[Tai]

Ouch :/

 

[Skyline]

Quinn Direct. try a quote on their website but if you've used a compare site it will most likely now come back the same price.

Direct Line are the cheapest for me. Pay about £680 for my Golf, fully comp and no claim protected. Everywhere else was quoting anywhere from £1500-4000

 

[Gigabit]

Quinn Direct won't insure new drivers anymore, you've got to have had your license at least 1 year and have 1 year NCB.

The best bet is to go through the yellow pages and look for companies that insure for new drivers, as a lot of the more respectful insurance companies don't like new drivers. Also try going to a few insurance brokers, as they have the ability to get you cheaper insurance than what you will get online as well.

 

[Skyline]

Really?

That's poor, they used to be really good for new drivers.

Try Adrian Flux also, they usually specialise in young drivers.

 

[Gigabit]

Really?

That's poor, they used to be really good for new drivers.

Try Adrian Flux also, they usually specialise in young drivers.

We used to recommend Quinn Direct to a lot of young drivers, as we found that they were really good. But once they changed their policy it became quiet hard to find a good insurer that would take on a lot of our young drivers.

 

[Far]

i got quoted £1300 in most places, but andrew yule gave me £700 fully comp and an extra 6 months free, and 2 years no claims.

 

[T0MMY]

Am on a 56plate 1.25 fiesta style.

Pay £265 a month. Third Party fire and theft but am going fully comp for an extra £20 a month.

2 years NCB and only been driving 1 year. Went on a 6 months booster scheme with NFU Mutual.

 

[Tai]

Am on a 56plate 1.25 fiesta style.

Pay £265 a month. Third Party fire and theft but am going fully comp for an extra £20 a month.

2 years NCB and only been driving 1 year. Went on a 6 months booster scheme with NFU Mutual.

oh my gawd

 

[T0MMY]

Bit spoilt. Mamma pays 200 of it

 

[MentaL]

My insurance went up £200 the following year with the same car. Atm I'm fully comp with Tesco for 500.

 

[Tai]

Bit spoilt. Mamma pays 200 of it

You let your mum pay your ridiculous insurance price?

 

[FUTURA]

I pay 650 odd a year fully comp on my mercedes SL. but i have 7 years no claims...

 

[Gigabit]

I currently pay £263 per year on Fully comp - 10 years NCB.

 

[SmavidDavid]

do a driver IQ, which can save upto 50%, costs you, but is equiv to a GCSE once complete xD (least i think, i was told when i had taster thing at goodwood race course)

 

[jamessss]

Try tesco... i had a bump last year in my fiesta st went 50/50.. lost my 2 yr ncb. Went on mums policy @ tesco went from 4k to 1.1k.
Got my bike insurance with h&r which is £960 fully comp for a brand new r6 3 yr ncb. Might be worth a check with them for car....

 

[JealY]

Not only are Insurance prices going nuts, but fuel prices are also on the up... it's becoming a bad time to rely on your car.

 

[SmavidDavid]

£15 a week, Bus anywhere in sussex by stagecoach , epic times haha.